/* ============================================================
   DESIGN SYSTEM — GLOBAL TOKENS
   Dark luxury finance theme with gold accents
   ============================================================ */
:root {
  /* ── Core Palette ── */
  --ink:         #0a0e14;         /* --navy-950 Deep charcoal background */
  --ink-2:       #141b24;         /* --navy-900 */
  --ink-3:       #1e262f;         /* --navy-800 elevated surface */
  --ink-4:       #2c3641;         /* --navy-700 hover surface */

  /* ── Gold Scale (Mapped to Brand Orange) ── */
  --gold-vivid:  #f58220;         /* --gold-500 Brand Orange */
  --gold-mid:    #fb923c;         /* --gold-400 */
  --gold-pale:   #ffedd5;         /* --gold-200 */
  --gold-glow:   rgba(245, 130, 32, 0.15); /* --gold-glow */
  --gold-glow-sm:rgba(245, 130, 32, 0.07);

  /* ── Accent Colours per Product ── */
  --sip-accent:   #388e3c;         /* --teal-500 Brand Green */
  --term-accent:  #3b82f6;         /* blue preserved for protection */
  --health-accent:#fdba74;         /* --gold-300 amber */
  --motor-accent: #ef4444;         /* --red-500 */
  --pms-accent:   #8b5cf6;         /* violet preserved for premium */
  --bonds-accent: #4caf50;         /* --teal-400 stability */
  --fd-accent:    #f58220;         /* --gold-500 reliability */

  /* ── Typography ── */
  --font-serif:  "Saira", sans-serif;      /* --font-display */
  --font-sans:   "Nunito", sans-serif;     /* --font-body */
  --font-mono:   'JetBrains Mono', monospace;

  /* ── Borders ── */
  --border-dim:    rgba(245, 130, 32, 0.12); /* --border */
  --border-mid:    rgba(245, 130, 32, 0.20);
  --border-bright: rgba(245, 130, 32, 0.3);  /* --border-bright */

  /* ── Shadows ── */
  --shadow-card: 0 8px 32px rgba(0, 0, 0, 0.4); /* --shadow-card */
  --shadow-glow: 0 0 40px rgba(245, 130, 32, 0.12); /* --shadow-gold */

  /* ── Text ── */
  --text-on-dark: #ffffff;         /* --text-primary */
  --text-mid:     #cbd5e1;         /* --text-secondary */
  --text-dim:     #94a3b8;         /* --text-muted */

  /* ── Spacing / Radius ── */
  --r-sm:   6px;                   /* --radius-sm */
  --r-md:   12px;                  /* --radius-md */
  --r-lg:   20px;                  /* --radius-lg */
  --r-xl:   32px;                  /* --radius-xl */
  --r-pill: 100px;

  /* ── Motion ── */
  --ease: cubic-bezier(0.4, 0, 0.2, 1);    /* --transition */
  --dur:  0.3s;
}


/* ============================================================
   RESET & BASE
   ============================================================ */
*, *::before, *::after { box-sizing:border-box; margin:0; padding:0; }
html { scroll-behavior:smooth; font-size:16px; }

body {
  background: var(--ink);
  color: var(--text-on-dark);
  font-family: var(--font-sans);
  font-weight: 400;
  line-height: 1.65;
  overflow-x: hidden;
}

/* Subtle noise grain overlay */
body::after {
  content: '';
  position: fixed; inset: 0; pointer-events: none; z-index: 9999;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23n)' opacity='.03'/%3E%3C/svg%3E");
  opacity: .35;
}

/* Fancy scrollbar */
::-webkit-scrollbar { width:5px; }
::-webkit-scrollbar-track { background:var(--ink-2); }
::-webkit-scrollbar-thumb { background:var(--gold-vivid); border-radius:3px; }


/* ============================================================
   TYPOGRAPHY SCALE
   ============================================================ */
h1,h2,h3,h4,h5,h6 {
  font-family: var(--font-serif);
  font-weight: 600;
  line-height: 1.15;
  letter-spacing: -.01em;
}
h1 { font-size: clamp(2.6rem, 5.5vw, 5rem); }
h2 { font-size: clamp(1.9rem, 3.8vw, 3.2rem); }
h3 { font-size: clamp(1.4rem, 2.5vw, 2rem); }
h4 { font-size: 1.25rem; }

p { color: var(--text-mid); }

.italic { font-style: italic; }


/* ============================================================
   LAYOUT PRIMITIVES
   ============================================================ */
.wrapper { max-width: 1260px; margin: 0 auto; padding: 0 28px 60px; }

.section {
  padding: 60px 0;
  position: relative;
}

/* Two-column split used by several product sections */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}

/* Three-column grid */
.col-3 {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 24px;
}

/* Four-column grid */
.col-4 {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 20px;
}


/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 30px;
  border-radius: var(--r-md);
  font-family: var(--font-sans);
  font-size: .9rem;
  font-weight: 600;
  cursor: pointer;
  transition: transform var(--dur) var(--ease),
              box-shadow var(--dur) var(--ease),
              background var(--dur) var(--ease);
  border: none;
  text-decoration: none;
  letter-spacing: .02em;
}

/* Gold primary button */
.btn-gold {
  background: linear-gradient(135deg, var(--gold-vivid), var(--gold-mid));
  color: var(--ink);
}
.btn-gold:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(201,168,76,.38);
}

/* Ghost outlined button */
.btn-ghost {
  background: transparent;
  border: 1px solid var(--border-mid);
  color: var(--gold-mid);
}
.btn-ghost:hover {
  background: var(--gold-glow);
  border-color: var(--border-bright);
  transform: translateY(-2px);
}

/* Accent colour button — takes a CSS variable --accent */
.btn-accent {
  background: rgba(var(--accent-rgb), .15);
  border: 1px solid rgba(var(--accent-rgb), .3);
  color: var(--accent-color);
}
.btn-accent:hover {
  background: rgba(var(--accent-rgb), .28);
  transform: translateY(-2px);
}

.btn-lg { padding: 16px 40px; font-size: 1rem; }
.btn-sm { padding: 9px 20px; font-size: .82rem;width:200px; }


/* ============================================================
   CARDS
   ============================================================ */
.card {
  background: var(--ink-2);
  border: 1px solid var(--border-dim);
  border-radius: var(--r-lg);
  padding: 28px;
  backdrop-filter: blur(20px);
  transition: border-color var(--dur) var(--ease),
              background var(--dur) var(--ease),
              transform var(--dur) var(--ease),
              box-shadow var(--dur) var(--ease);
  position: relative;
  overflow: hidden;
}

/* Top shimmer line on hover */
.card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg,
    transparent 0%,
    var(--card-line, var(--gold-vivid)) 50%,
    transparent 100%);
  opacity: 0;
  transition: opacity var(--dur) var(--ease);
}

.card:hover {
  border-color: var(--border-mid);
  background: var(--ink-3);
  transform: translateY(-5px);
  box-shadow: var(--shadow-card);
}
.card:hover::before { opacity: .7; }


/* ============================================================
   BADGES / PILLS
   ============================================================ */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 4px 13px;
  border-radius: var(--r-pill);
  font-family: var(--font-mono);
  font-size: .72rem;
  font-weight: 500;
  letter-spacing: .06em;
  text-transform: uppercase;
}

.badge-gold  { background:rgba(201,168,76,.14); color:var(--gold-mid);   border:1px solid rgba(201,168,76,.25); }
.badge-green { background:rgba(16,185,129,.12); color:#34d399;           border:1px solid rgba(16,185,129,.22); }
.badge-blue  { background:rgba(59,130,246,.12); color:#60a5fa;           border:1px solid rgba(59,130,246,.22); }
.badge-amber { background:rgba(245,158,11,.12); color:#fbbf24;           border:1px solid rgba(245,158,11,.22); }
.badge-red   { background:rgba(239,68,68,.12);  color:#f87171;           border:1px solid rgba(239,68,68,.22); }
.badge-violet{ background:rgba(139,92,246,.12); color:#a78bfa;           border:1px solid rgba(139,92,246,.22); }
.badge-cyan  { background:rgba(6,182,212,.12);  color:#22d3ee;           border:1px solid rgba(6,182,212,.22); }
.badge-orange{ background:rgba(249,115,22,.12); color:#fb923c;           border:1px solid rgba(249,115,22,.22); }


/* ============================================================
   SECTION LABEL (eyebrow text above headings)
   ============================================================ */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-mono);
  font-size: .72rem;
  font-weight: 500;
  color: var(--gold-vivid);
  letter-spacing: .14em;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.eyebrow::before {
  content: '';
  display: block;
  width: 22px; height: 1px;
  background: var(--gold-vivid);
}


/* ============================================================
   DIVIDERS / SPACERS
   ============================================================ */
.hr { height:1px; background:var(--border-dim); margin: 24px 0; }
.hr-bright { height:1px; background: linear-gradient(90deg,transparent,var(--gold-vivid),transparent); }


/* ============================================================
   DECORATIVE GRID MESH (background texture)
   ============================================================ */
.mesh {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(var(--border-dim) 1px, transparent 1px),
    linear-gradient(90deg, var(--border-dim) 1px, transparent 1px);
  background-size: 56px 56px;
  pointer-events: none;
}

/* Radial fade mask applied to mesh so edges dissolve */
.mesh-fade {
  -webkit-mask-image:
    radial-gradient(ellipse 80% 80% at 50% 50%,
      black 20%, transparent 100%);
  mask-image:
    radial-gradient(ellipse 80% 80% at 50% 50%,
      black 20%, transparent 100%);
}
footer{margin-top:0px !important;}

/* ============================================================
   STICKY PRODUCT NAV (top navigation for product sections)
   ============================================================ */
.prod-nav {
    position: sticky;
    top: 92px;
    z-index: 990;
    background: rgba(3, 7, 18, 0.8);
    backdrop-filter: blur(15px);
    -webkit-backdrop-filter: blur(15px);
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    padding: 4px 0; /* Slight vertical breathing room */
}

.prod-nav-inner {
    display: flex;
    align-items: center;
    gap: 8px; /* Added gap for capsule separation */
    overflow-x: auto;
    scrollbar-width: none;
    max-width: 1260px;
    margin: 0 auto;
    padding: 0 20px;
}
.prod-nav-inner::-webkit-scrollbar { display: none; }

.prod-nav-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 18px;
    font-family: var(--font-sans);
    font-size: 0.8rem;
    font-weight: 600;
    color: #a1a1aa; /* text-mid */
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    border-radius: 50px; /* Capsule shape */
    white-space: nowrap;
    text-decoration: none;
    border: 1px solid transparent;
    text-transform: uppercase;
    letter-spacing: 0.03em;
}

/* Hover State - Subtle Lift */
.prod-nav-item:hover {
    color: #ffffff;
    background: rgba(255, 255, 255, 0.05);
}

/* Active State - Gold Capsule */
.prod-nav-item.active {
    color: #000; /* Dark text for high contrast on gold */
    background: linear-gradient(135deg, #f9df91, #d4af37);
    box-shadow: 0 4px 15px rgba(212, 175, 55, 0.3);
    border-color: rgba(212, 175, 55, 0.2);
}

/* Nav Icon Circle */
.nav-icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.9rem;
    background: rgba(255, 255, 255, 0.08);
    transition: all 0.3s ease;
}

/* Icon adjustment on Active */
.prod-nav-item.active .nav-icon {
    background: rgba(0, 0, 0, 0.15);
    color: #000;
}

/* Hover animation for Icon */
.prod-nav-item:hover .nav-icon {
    transform: scale(1.1);
}

/* ============================================================
   HERO BANNER (page intro)
   ============================================================ */
.page-hero {
  padding: 100px 0 70px;
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 70% 60% at 50% 0%,
      rgba(22,48,88,.55) 0%, transparent 70%);
  text-align: center;
}

.page-hero h1 { margin-bottom: 18px; }
.page-hero p  { max-width: 560px; margin: 0 auto 36px; font-size:1.05rem; }


/* ============================================================
   FEATURED FUND CARD STYLES
   (same visual DNA as main site's "featured funds" section)
   ============================================================ */

/* Wrapper strip for featured funds */
.featured-funds-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

/* Individual fund card */
.fund-card {
  --card-line: var(--sip-accent);        /* shimmer line colour */
  cursor: pointer;
}

/* Fund house logo mark */
.fund-logo {
  width: 44px; height: 44px;
  border-radius: var(--r-sm);
  background: linear-gradient(135deg, var(--gold-vivid), var(--gold-pale));
  display: flex; align-items:center; justify-content:center;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1rem;
  color: var(--ink);
}

/* Returns row (1Y / 3Y / 5Y) */
.returns-row {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  border: 1px solid var(--border-dim);
  border-radius: var(--r-md);
  overflow: hidden;
  margin: 16px 0;
}
.returns-cell {
  text-align: center;
  padding: 10px 6px;
  border-right: 1px solid var(--border-dim);
}
.returns-cell:last-child { border-right: none; }
.ret-val {
  font-family: var(--font-mono);
  font-size: .95rem;
  font-weight: 600;
  color: #34d399;       /* positive green */
}
.ret-val.neg { color: #f87171; }
.ret-period {
  font-size: .68rem;
  color: var(--text-dim);
  margin-top: 2px;
}

/* Risk meter bar (5 segments) */
.risk-meter { display:flex; gap:3px; margin: 8px 0; }
.risk-seg {
  height: 5px; flex:1;
  border-radius: 3px;
  background: var(--ink-4);
}
.risk-seg.l1 { background: #34d399; }
.risk-seg.l2 { background: #fbbf24; }
.risk-seg.l3 { background: #f87171; }

/* AUM + expense info row */
.fund-meta {
  display: flex; justify-content:space-between;
  font-size: .73rem;
  color: var(--text-dim);
  font-family: var(--font-mono);
  margin-top: 8px;
}

/* CTA row inside fund card */
.fund-cta {
  display: flex; gap:8px;
  margin-top: 16px;
}


/* ============================================================
   PRODUCT SECTION SHARED LAYOUT
   Each of the 7 product sections uses this base
   ============================================================ */

/* Decorative vertical accent stripe on the left side */
.section-stripe {
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 3px;
  background: var(--stripe-color, var(--gold-vivid));
  border-radius: 0 3px 3px 0;
  opacity: .6;
}

/* Floating stat chip */
.stat-chip {
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  padding: 18px 24px;
  background: var(--ink-3);
  border: 1px solid var(--border-dim);
  border-radius: var(--r-lg);
  text-align: center;
  transition: border-color var(--dur) var(--ease),
              transform var(--dur) var(--ease);
}
.stat-chip:hover {
  border-color: var(--border-mid);
  transform: translateY(-3px);
}
.stat-num {
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 700;
  color: var(--text-on-dark);
  line-height: 1;
}
.stat-lbl {
  font-size: .73rem;
  color: var(--text-dim);
  margin-top: 5px;
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .06em;
}

/* Feature checklist row */
.feat-list { display:grid; gap:10px; }
.feat-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 14px 16px;
  background: rgba(255,255,255,.02);
  border: 1px solid var(--border-dim);
  border-radius: var(--r-md);
  transition: border-color var(--dur) var(--ease),
              background var(--dur) var(--ease);
}
.feat-item:hover {
  border-color: var(--border-mid);
  background: var(--gold-glow-sm);
}
.feat-icon {
  width: 34px; height: 34px;
  border-radius: var(--r-sm);
  display: flex; align-items:center; justify-content:center;
  font-size: .95rem;
  flex-shrink: 0;
  /* colour overridden per section via inline style */
}
.feat-text h6 {
  font-family: var(--font-sans);
  font-size: .9rem;
  font-weight: 500;
  color: var(--text-on-dark);
  margin-bottom: 2px;
}
.feat-text p { font-size:.8rem; margin:0; }

/* Horizontal key-value pair table */
.kv-table { width:100%; border-collapse:collapse; }
.kv-table tr { border-bottom: 1px solid var(--border-dim); }
.kv-table tr:last-child { border-bottom:none; }
.kv-table td {
  padding: 11px 6px;
  font-size: .88rem;
}
.kv-table td:first-child { color: var(--text-dim); width:46%; }
.kv-table td:last-child {
  color: var(--text-on-dark);
  font-weight: 500;
  text-align: right;
}

/* Plan comparison cards */
.plan-grid { display:grid; gap:16px; }
.plan-card {
  padding: 20px 22px;
  background: var(--ink-3);
  border: 1px solid var(--border-dim);
  border-radius: var(--r-lg);
  transition: border-color var(--dur) var(--ease),
              transform var(--dur) var(--ease);
}
.plan-card:hover { border-color:var(--border-mid); transform:translateY(-3px); }
.plan-card.featured-plan {
  background: linear-gradient(135deg,
    rgba(201,168,76,.10) 0%,
    rgba(201,168,76,.03) 100%);
  border-color: var(--border-bright);
}
.plan-name { font-size:1rem; font-weight:600; color:var(--text-on-dark); margin-bottom:4px; }
.plan-price {
  font-family: var(--font-serif);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--gold-mid);
  margin: 8px 0;
}
.plan-price span { font-size:.75rem; color:var(--text-dim); font-family:var(--font-sans); }

/* Rate comparison table for FD/Bonds */
.rate-table { width:100%; border-collapse:collapse; }
.rate-table th {
  text-align:left;
  padding: 10px 14px;
  font-size:.72rem;
  font-family:var(--font-mono);
  color:var(--text-dim);
  text-transform:uppercase;
  letter-spacing:.08em;
  border-bottom: 1px solid var(--border-dim);
}
.rate-table td {
  padding:12px 14px;
  font-size:.87rem;
  border-bottom:1px solid rgba(201,168,76,.04);
  vertical-align:middle;
}
.rate-table tr:hover td { background:var(--gold-glow-sm); }
.rate-table tr.top-pick td { background:var(--gold-glow-sm); }
.rate-badge { font-family:var(--font-mono); font-size:.88rem; font-weight:600; }

/* Progress / coverage bars */
.coverage-bar {
  height: 8px;
  background: var(--ink-4);
  border-radius: 4px;
  overflow: hidden;
  margin: 6px 0;
}
.coverage-fill {
  height: 100%;
  border-radius: 4px;
  /* width and background colour set inline */
  transition: width .8s var(--ease);
}

/* Animated number counter display */
.big-number {
  font-family: var(--font-serif);
  font-size: clamp(2.4rem,4vw,3.6rem);
  font-weight: 700;
  line-height: 1;
}

/* Icon background circles */
.icon-circle {
  width: 56px; height: 56px;
  border-radius: 50%;
  display: flex; align-items:center; justify-content:center;
  font-size: 1.4rem;
  flex-shrink: 0;
}

/* Timeline / step connector */
.step-connector {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.step-line {
  width: 2px;
  height: 32px;
  background: var(--border-dim);
  margin: 4px 0 4px 27px;
}


/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes fadeUp {
  from { opacity:0; transform:translateY(28px); }
  to   { opacity:1; transform:translateY(0); }
}
@keyframes shimmer {
  0%   { background-position: -200% center; }
  100% { background-position: 200% center; }
}
@keyframes pulse-dot {
  0%,100% { transform:scale(1); opacity:1; }
  50%      { transform:scale(1.5); opacity:.5; }
}
@keyframes float {
  0%,100% { transform:translateY(0); }
  50%      { transform:translateY(-8px); }
}
@keyframes spin-slow {
  from { transform:rotate(0deg); }
  to   { transform:rotate(360deg); }
}

/* Apply on scroll via IntersectionObserver */
.reveal {
  opacity:1;
  transform: translateY(32px);
  transition: opacity .7s var(--ease), transform .7s var(--ease);
}
.reveal.visible { opacity:1; transform:translateY(0); }
.reveal.delay-1 { transition-delay:.1s; }
.reveal.delay-2 { transition-delay:.2s; }
.reveal.delay-3 { transition-delay:.3s; }
.reveal.delay-4 { transition-delay:.4s; }


/* ============================================================
   SECTION DIVIDER — decorative band between product sections
   ============================================================ */
.sec-divider {
  height: 1px;
  background: linear-gradient(90deg,
    transparent 0%,
    var(--divider-color, var(--gold-vivid)) 30%,
    var(--divider-color, var(--gold-vivid)) 70%,
    transparent 100%);
  opacity: .25;
  margin: 0;
}


/* ============================================================
   TOOLTIP
   ============================================================ */
[data-tip] { position:relative; cursor:help; }
[data-tip]::after {
  content: attr(data-tip);
  position: absolute;
  bottom: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--ink-3);
  border: 1px solid var(--border-mid);
  color: var(--text-on-dark);
  font-size: .75rem;
  font-family: var(--font-sans);
  padding: 6px 12px;
  border-radius: var(--r-sm);
  white-space: nowrap;
  pointer-events: none;
  opacity: 0;
  transition: opacity .2s;
  z-index: 50;
}
[data-tip]:hover::after { opacity:1; }


/* ============================================================
   INPUT /* FORM FIELDS - Modern Glassmorphism Refresh
============================================================ */
.field { 
    margin-bottom: 24px; 
}

.field label {
    display: block;
    font-size: 0.78rem;
    font-weight: 600;
    color: #a1a1aa; /* text-mid */
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    padding-left: 2px;
}

.field input, 
.field select {
    width: 100%;
    padding: 12px 16px;
    background: rgba(255, 255, 255, 0.03); /* Subtle glass effect */
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    color: #ffffff;
    font-size: 0.95rem;
    outline: none;
    backdrop-filter: blur(4px); /* Modern blur */
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Hover State */
.field input:hover, 
.field select:hover {
    background: rgba(255, 255, 255, 0.05);
    border-color: rgba(255, 255, 255, 0.2);
}

/* Focus State - High Fidelity Glow */
.field input:focus, 
.field select:focus {
    background: rgba(255, 255, 255, 0.07);
    border-color: #d4af37; /* gold-vivid */
    box-shadow: 0 0 0 4px rgba(212, 175, 55, 0.15), 
                inset 0 0 10px rgba(212, 175, 55, 0.05);
    transform: translateY(-1px); /* Subtle lift */
}

/* RANGE SLIDER - Premium Customization
============================================================ */
input[type=range] {
    -webkit-appearance: none;
    width: 100%; 
    height: 6px;
    background: rgba(255, 255, 255, 0.1); /* Track color */
    border-radius: 10px;
    outline: none; 
    cursor: pointer;
    margin: 15px 0;
}

/* Thumb Styling - The "Handle" */
input[type=range]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px; 
    height: 22px;
    border-radius: 50%;
    background: radial-gradient(circle at 30% 30%, #f9df91, #d4af37); /* Metallic gold gradient */
    box-shadow: 0 0 15px rgba(212, 175, 55, 0.5), 
                0 0 0 6px rgba(212, 175, 55, 0.1); /* Double glow */
    cursor: pointer;
    border: 2px solid #000; /* Contrast ring */
    transition: transform 0.2s ease;
}

input[type=range]:active::-webkit-slider-thumb {
    transform: scale(1.2);
    box-shadow: 0 0 25px rgba(212, 175, 55, 0.7), 
                0 0 0 8px rgba(212, 175, 55, 0.2);
}

/* Firefox Specifics */
input[type=range]::-moz-range-thumb {
    width: 22px; height: 22px;
    border-radius: 50%;
    background: #d4af37;
    border: 2px solid #000;
    box-shadow: 0 0 15px rgba(212, 175, 55, 0.5);
}

/* Container Layout */
.hero-cta-group {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    margin-top: 32px;
}

/* Base Large Button Styling */
.btn-lg {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    padding: 16px 32px;
    border-radius: 12px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* The Gold "Shine" Button */
.btn-gold {
    background: linear-gradient(135deg, #d4af37, #f9df91);
    color: #000;
    box-shadow: 0 4px 15px rgba(212, 175, 55, 0.3);
    position: relative;
    overflow: hidden;
}

.btn-gold:hover {
    transform: translateY(-4px) scale(1.02);
    box-shadow: 0 8px 25px rgba(212, 175, 55, 0.5);
    background: linear-gradient(135deg, #f9df91, #d4af37);
}

/* Animated Shine Effect */
.btn-shine::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -60%;
    width: 20%;
    height: 200%;
    background: rgba(255, 255, 255, 0.4);
    transform: rotate(30deg);
    transition: none;
}

.btn-shine:hover::after {
    left: 120%;
    transition: all 0.6s ease-in-out;
}
.hero-cta-group .btn-gold{margin-top:0px;}
/* The Ghost "Glass" Button */
.btn-ghost {
    background: rgba(255, 255, 255, 0.03);
    color: #fff;
    border: 1px solid rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(8px);
}

.btn-ghost:hover {
    background: rgba(255, 255, 255, 0.08);
    border-color: #d4af37;
    color: #f9df91;
    transform: translateY(-4px);
}

/* Icon Animations */
.btn-lg i {
    font-size: 1.1rem;
    transition: transform 0.3s ease;
}

.btn-lg:hover i {
    transform: rotate(10deg) scale(1.2);
}

/* ============================================================
   GLASS PANEL — used for callout boxes
   ============================================================ */
.glass {
  background: rgba(255,255,255,.025);
  border: 1px solid var(--border-dim);
  border-radius: var(--r-xl);
  backdrop-filter: blur(16px);
}


/* ============================================================
   FOOTER (minimal)
   ============================================================ */
.site-footer {
  background: var(--ink-2);
  border-top: 1px solid var(--border-dim);
  padding: 40px 0;
  text-align: center;
}
.site-footer p {
  font-size: .78rem;
  color: var(--text-dim);
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.8;
}
.strow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:52px;}
.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:32px;}
.sta{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:32px;}
/* ============================================================
   RESPONSIVE BREAKPOINTS
   ============================================================ */
@media (max-width:1024px) {
  .split { grid-template-columns:1fr; gap:36px; }
  .featured-funds-strip { grid-template-columns:repeat(2,1fr); }
  .col-3 { grid-template-columns:1fr 1fr; }
}

@media (max-width:768px) {
   
  .prod-nav-item span { display:none; }  /* hide text, show only icon */
  .featured-funds-strip { grid-template-columns:1fr; }
  .col-3 { grid-template-columns:1fr; }
  .col-4 { grid-template-columns:repeat(2,1fr); }
  .wrapper { padding:0 16px; }
  .section { padding:70px 0; }
}

@media (max-width:480px) {
    .prod-nav{top:64px;}
     .sta{display:grid;grid-template-columns:repeat(1,1fr);gap:12px;margin-bottom:32px;}
    .metrics{display:grid;grid-template-columns:repeat(1,1fr);gap:12px;margin-bottom:32px;}
    .card{width:100% !important;}
    .strow{display:grid;grid-template-columns:repeat(1,1fr);gap:16px;margin-bottom:52px;}
  .col-4 { grid-template-columns:1fr; }
  .page-hero { padding:80px 0 50px; }
}


/*insurence css*/
/* Section Styles */
.insurance-section { padding: 80px 5%;  }
.section-header { text-align: center; margin-bottom: 50px; }
.section-title { font-family: var(--font-serif); font-size: 3rem; color: var(--text-on-dark); margin-bottom: 10px; }
.section-desc { color: var(--text-dim); max-width: 600px; margin: 0 auto; }

/* Grid & Cards */
.insurance-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(320px, 1fr)); gap: 25px; }
.insurance-card { 
  background: var(--ink-2); 
  border: 1px solid var(--border); 
  padding: 30px; 
  position: relative; 
  transition: 0.3s var(--ease);
  overflow: hidden;
}
.insurance-card:hover { transform: translateY(-8px); border-color: var(--gold-vivid); box-shadow: var(--shadow-glow); }

.insurance-badge { 
  position: absolute; top: 31px; right: -30px; background: var(--gold-vivid); 
  color: var(--ink); font-size: 0.6rem; font-weight: 800; 
  padding: 4px 35px; transform: rotate(45deg); text-transform: uppercase; 
}

.ins-icon { width: 55px; height: 55px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.8rem; margin-bottom: 15px; }
.ins-title { font-family: var(--font-serif); font-size: 1.3rem; color: var(--text-on-dark); margin: 0; }
.ins-subtitle { color: var(--text-dim); font-size: 0.85rem; margin-top: 4px; }

.ins-body { margin: 20px 0; border-top: 1px solid var(--border-dim); padding-top: 15px; display: flex; flex-direction: column; gap: 8px; }
.ins-metric { display: flex; justify-content: space-between; font-size: 0.85rem; }
.ins-metric .label { color: var(--text-dim); }
.ins-metric .value { color: var(--text-mid); font-weight: 500; }

.ins-footer { display: flex; justify-content: space-between; align-items: center; margin-top: 10px; }
.ins-price strong { display: block; font-size: 1.3rem; color: var(--gold-vivid); }

/* Modal Styles */
.modal-overlay { 
  position: fixed; inset: 0; background: rgba(0,0,0,0.85); backdrop-filter: blur(8px); 
  display: none; align-items: center; justify-content: center; z-index: 2000; padding: 20px; 
}
.modal-card { 
  background: var(--ink-2); border: 1px solid var(--border-bright); width: 100%; max-width: 550px; 
  border-radius: var(--r-lg); position: relative; padding: 40px; animation: modalIn 0.4s var(--ease); 
}
.ins-img-wrapper img{width:100% !important;border-radius:11px;height:140px;}
.ins-icon { 
  width: 55px; 
  height: 55px; 
  border-radius: 12px; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  font-size: 1.8rem; 
  margin-bottom: 15px; 
  transition: transform 0.3s ease;
}

.insurance-card:hover .ins-icon {
  transform: scale(1.1) rotate(-5deg);
}

.ins-price strong {
  display: block;
  font-size: 1.3rem;
  color: var(--gold-vivid);
  margin-top: 2px;
}
@keyframes modalIn { from { opacity: 0; transform: scale(0.95); } to { opacity: 1; transform: scale(1); } }

.modal-close { position: absolute; top: 20px; right: 20px; background: none; border: none; color: var(--text-dim); font-size: 2rem; cursor: pointer; }


/* Container for the tabs */
.vehicle-selector-group {
    display: flex;
    gap: 12px;
    margin-bottom: 40px;
    flex-wrap: wrap;
}

/* Base Tab Styling */
.vehicle-tab {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 10px 20px;
    border-radius: 8px;
    font-weight: 600;
    font-size: 0.95rem;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    background: rgba(255, 255, 255, 0.05); /* Ghost background */
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: var(--text-dim, #a1a1aa);
}

/* Hover State */
.vehicle-tab:hover {
    background: rgba(255, 255, 255, 0.1);
    color: white;
    border-color: rgba(255, 255, 255, 0.2);
}

/* Active/Gold State */
.vehicle-tab.active {
    background: var(--motor-accent, #f59e0b);
    border-color: var(--motor-accent, #f59e0b);
    color: #000; /* Dark text on gold button */
    box-shadow: 0 4px 15px rgba(245, 158, 11, 0.3);
}

/* Icon Alignment */
.tab-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.3s ease;
}

.vehicle-tab.active .tab-icon {
    transform: scale(1.1);
}

.tab-icon svg {
    stroke-width: 2.25px;
}
/* Group Container */
.cta-group {
    display: flex;
    gap: 16px;
    margin-top: 32px;
    flex-wrap: wrap;
    align-items: center;
}

/* Ensure links don't break button layouts */
.cta-link {
    text-decoration: none;
    display: inline-block;
}

/* Icon & Button Layout */
.btn-with-icon {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 28px;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    overflow: hidden;
}

/* Hover Lift Effect */
.btn-with-icon:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 20px -5px rgba(0, 0, 0, 0.3);
}

/* Gold Button Specific Polish */
.btn-gold:hover {
    background: #ffb830; /* Slightly brighter gold on hover */
}

/* Ghost Button Specific Polish */
.btn-ghost {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.2);
    color: white;
}

.btn-ghost:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: white;
}

/* The Attention-Grabbing Pulse */
.pulse-gold {
    animation: pulse-animation 2s infinite;
}
.cta-group .btn-gold{margin-top:0px !important;}
@keyframes pulse-animation {
    0% {
        box-shadow: 0 0 0 0px rgba(245, 158, 11, 0.4);
    }
    70% {
        box-shadow: 0 0 0 15px rgba(245, 158, 11, 0);
    }
    100% {
        box-shadow: 0 0 0 0px rgba(245, 158, 11, 0);
    }
}

/* Mobile Responsiveness */
@media (max-width: 480px) {
    .cta-group {
        flex-direction: column;
        align-items: stretch;
    }
    .btn-with-icon {
        width: 100%;
        justify-content: center;
    }
}


/* Grid Layout */
.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 24px;
}

/* Card Refinement */
.benefit-card {
    padding: 32px 24px;
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    z-index: 1;
}

.benefit-card h4 {
    margin-bottom: 12px;
    color: white;
    font-size: 1.15rem;
}

.benefit-card p {
    font-size: 0.88rem;
    line-height: 1.6;
    color: var(--text-dim, #a1a1aa);
    margin: 0;
}

/* Icon Styling */
.icon-box {
    width: 50px;
    height: 50px;
    background: rgba(var(--bonds-accent-rgb, 245, 158, 11), 0.1); /* Uses your accent color with opacity */
    color: var(--bonds-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    font-size: 1.5rem;
    margin-bottom: 20px;
    transition: all 0.3s ease;
    border: 1px solid rgba(var(--bonds-accent-rgb, 245, 158, 11), 0.2);
}

/* Hover Effects */
.benefit-card:hover {
    transform: translateY(-8px);
    background: rgba(255, 255, 255, 0.05);
    border-color: var(--bonds-accent);
    box-shadow: 0 12px 30px -10px rgba(0, 0, 0, 0.5);
}

.benefit-card:hover .icon-box {
    transform: scale(1.1) rotate(-5deg);
    background: var(--bonds-accent);
    color: #000; /* Contrast color for the icon on hover */
}

/* Container & Background */
.cta-final-section {
    position: relative;
    padding: 100px 0;
    background: #080808;
    overflow: hidden;
    border-top: 1px solid rgba(255, 215, 0, 0.05);
}

.cta-glow-bg {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 600px;
    height: 400px;
    background: radial-gradient(circle, rgba(201, 168, 76, 0.12) 0%, transparent 70%);
    pointer-events: none;
    z-index: 0;
}

/* Typography */
.display-title {
    font-size: clamp(2.5rem, 5vw, 3.5rem);
    line-height: 1.1;
    margin-bottom: 24px;
    font-weight: 800;
}

.gold-gradient-text {
    background: linear-gradient(90deg, #d4af37, #f9df91, #c5a028);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    font-style: italic;
}

.cta-subtitle {
    max-width: 580px;
    margin: 0 auto 40px;
    font-size: 1.1rem;
    color: var(--text-dim, #a1a1aa);
    line-height: 1.6;
}

/* Actions */
.cta-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 48px;
    position: relative;
    z-index: 1;
}

.btn-glow:hover {
    box-shadow: 0 0 25px rgba(212, 175, 55, 0.4);
}

/* Trust Badges */
.trust-badge-row {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

.trust-pill {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 50px;
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--text-mid, #d1d1d1);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    transition: all 0.3s ease;
}

.trust-pill i {
    color: #d4af37;
}

.trust-pill:hover {
    background: rgba(255, 255, 255, 0.07);
    border-color: rgba(212, 175, 55, 0.3);
}
.cta-actions .btn-gold{margin-top:0px;}
/* Pulse Dot */
.pulse-dot {
    width: 8px;
    height: 8px;
    background: #d4af37;
    border-radius: 50%;
    margin-right: 8px;
    animation: cta-pulse 2s infinite;
}

@keyframes cta-pulse {
    0% { box-shadow: 0 0 0 0 rgba(212, 175, 55, 0.7); }
    70% { box-shadow: 0 0 0 10px rgba(212, 175, 55, 0); }
    100% { box-shadow: 0 0 0 0 rgba(212, 175, 55, 0); }
}

/* Mobile Tweaks */
@media (max-width: 480px) {
    .btn-lg { width: 100%; }
    .cta-actions { flex-direction: column; padding: 0 20px; }
}


.sif-premium-wrapper {
            background: radial-gradient(circle at top right, #1e262f, var(--navy-950));
            color: var(--white);
            font-family: var(--font-body);
            padding: 100px 20px;
            overflow: hidden;
        }

        .sif-main-container { max-width: 1200px; margin: 0 auto; position: relative; }

        /* Floating Header Card */
        .sif-hero-banner {
            background: var(--navy-900);
            border: 1px solid var(--glass-border);
            border-radius: 40px;
            padding: 60px;
            margin-bottom: 80px;
            text-align: center;
            box-shadow: 0 30px 60px rgba(0,0,0,0.5);
            position: relative;
            z-index: 2;
        }

        .sif-hero-banner::before {
            content: '';
            position: absolute;
            top: -2px; left: -2px; right: -2px; bottom: -2px;
            background: linear-gradient(45deg, transparent, var(--gold-500), transparent);
            border-radius: 42px;
            z-index: -1;
            opacity: 0.3;
        }

        .sif-badge {
            background: rgba(245, 130, 32, 0.1);
            color: var(--gold-500);
            padding: 8px 20px;
            border-radius: 100px;
            font-size: 0.85rem;
            font-weight: 800;
            letter-spacing: 2px;
            text-transform: uppercase;
            border: 1px solid var(--gold-500);
            display: inline-block;
            margin-bottom: 25px;
        }

        .sif-main-h {
            font-family: var(--font-display);
            font-size: clamp(2.2rem, 5vw, 3.5rem);
            line-height: 1;
            margin-bottom: 20px;
        }

        /* Bento-Style Grid for Details */
        .sif-bento-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 25px;
            margin-bottom: 100px;
        }

        .sif-bento-item {
            background: var(--glass-bg);
            border: 1px solid var(--glass-border);
            padding: 35px;
            border-radius: 30px;
            transition: var(--transition);
        }

        .sif-bento-item:hover {
            background: rgba(255, 255, 255, 0.07);
            transform: translateY(-10px);
            border-color: var(--gold-500);
        }

        .sif-bento-item h3 {
            color: var(--gold-500);
            font-family: var(--font-display);
            margin-bottom: 15px;
            font-size: 1.4rem;
        }

        /* Comparison Data UI */
        .sif-data-card {
            background: var(--navy-900);
            border-radius: 40px;
            padding: 50px;
            border: 1px solid var(--glass-border);
        }

        .sif-comp-table {
            width: 100%;
            border-collapse: separate;
            border-spacing: 0 10px;
            margin-top: 30px;
        }

        .sif-comp-table th {
            font-family: var(--font-display);
            text-transform: uppercase;
            color: var(--gold-500);
            padding: 15px 25px;
            font-size: 0.9rem;
            text-align: left;
        }

        .sif-comp-table td {
            background: rgba(255,255,255,0.02);
            padding: 25px;
            transition: var(--transition);
        }

        .sif-comp-table tr td:first-child { border-radius: 20px 0 0 20px; font-weight: 700; color: #94a3b8; }
        .sif-comp-table tr td:last-child { border-radius: 0 20px 20px 0; }

        /* Highlighting the SIF Column */
        .sif-col-active {
            background: rgba(245, 130, 32, 0.08) !important;
            border-left: 2px solid var(--gold-500);
            color: var(--white) !important;
            font-weight: 700;
        }

        .sif-final-summary {
            margin-top: 80px;
            background: linear-gradient(90deg, transparent, var(--teal-400), transparent);
            padding: 2px;
            border-radius: 20px;
        }

        .sif-summary-inner {
            background: var(--navy-950);
            padding: 40px;
            border-radius: 18px;
            text-align: center;
            font-size: 1.25rem;
            font-weight: 600;
            color: var(--teal-400);
        }

        @media (max-width: 1024px) {
            .sif-bento-grid { grid-template-columns: 1fr; }
            .sif-hero-banner { padding: 40px 20px; }
            .sif-data-card { padding: 30px 15px; }
        }
        
.tm-links-section {
            background-color: var(--navy-950);
            padding: 60px 20px;
            font-family: var(--font-body);
        }

        .tm-links-container {
            max-width: 1100px;
            margin: 0 auto;
        }

        .tm-links-header {
            text-align: center;
            margin-bottom: 40px;
        }

        .tm-links-header h2 {
            font-family: var(--font-display);
            font-size: 2rem;
            color: var(--text-primary);
            text-transform: uppercase;
            letter-spacing: 2px;
        }

        .tm-links-header span { color: var(--gold-500); }

        .tm-links-grid {
            display: grid;
            grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
            gap: 20px;
        }

        .tm-link-card {
            background: var(--navy-900);
            border: 1px solid var(--border);
            border-radius: 16px;
            padding: 20px;
            display: flex;
            align-items: center;
            text-decoration: none;
            transition: var(--transition);
            position: relative;
            overflow: hidden;
        }

        .tm-link-card:hover {
            transform: translateY(-3px);
            background: var(--navy-800);
            border-color: var(--gold-500);
            box-shadow: 0 10px 20px rgba(0,0,0,0.3);
        }

        .tm-link-number {
            font-family: var(--font-display);
            font-size: 1.2rem;
            color: var(--gold-500);
            background: rgba(245, 130, 32, 0.1);
            width: 40px;
            height: 40px;
            display: flex;
            align-items: center;
            justify-content: center;
            border-radius: 10px;
            margin-right: 15px;
            flex-shrink: 0;
        }

        .tm-link-content {
            flex-grow: 1;
        }

        .tm-link-title {
            color: var(--text-primary);
            font-weight: 700;
            font-size: 0.95rem;
            display: block;
            margin-bottom: 4px;
            white-space: nowrap;
            overflow: hidden;
            text-overflow: ellipsis;
        }

        .tm-link-domain {
            color: var(--text-muted);
            font-size: 0.8rem;
            display: flex;
            align-items: center;
        }

        .tm-link-domain::after {
            content: "↗";
            margin-left: 5px;
            color: var(--teal-400);
        }

        /* Context Badge */
        .tm-context-footer {
            margin-top: 50px;
            text-align: center;
            font-size: 0.8rem;
            color: var(--text-muted);
            padding: 20px;
            border-top: 1px solid var(--navy-800);
        }


 /* Global Reset & Base */
    .tf-term-wrapper {
        background-color: transparent;
        color: #f8fafc;
        font-family: "Saira", sans-serif;
        padding: 10px 20px;
        overflow: hidden;
    }

    .tf-container { max-width: 1100px; margin: 0 auto; }

    /* --- HERO SECTION --- */
    .tf-hero {
        text-align: center;
        margin-bottom: 80px;
        position: relative;
    }

    .tf-badge {
        background: rgba(245, 130, 32, 0.1);
        color: #f58220;
        padding: 8px 24px;
        border-radius: 100px;
        font-size: 0.75rem;
        font-weight: 800;
        letter-spacing: 3px;
        text-transform: uppercase;
        border: 1px solid rgba(245, 130, 32, 0.4);
        display: inline-block;
        margin-bottom: 25px;
        animation: fadeInUp 0.8s ease-out;
    }

    .tf-hero h1 {
        font-family: "Saira", sans-serif;;
        font-size: clamp(2.8rem, 7vw, 5rem);
        line-height: 1;
        margin: 0 auto 30px;
        background: linear-gradient(to bottom, #ffffff, #64748b);
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
        font-weight: 900;
    }

    .tf-hero p {
        font-size: 1.25rem;
        color: #94a3b8;
        max-width: 750px;
        margin: 0 auto;
        line-height: 1.8;
        font-weight: 400;
    }

    /* --- BENTO GRID --- */
    .tf-bento-grid {
        display: grid;
        grid-template-columns: repeat(12, 1fr);
        grid-auto-rows: minmax(220px, auto);
        gap: 25px;
        margin-bottom: 100px;
    }

    .tf-bento-box {
        background: rgba(255, 255, 255, 0.02);
        border: 1px solid rgba(255, 255, 255, 0.08);
        border-radius: 40px;
        padding: 45px;
        position: relative;
        overflow: hidden;
        transition: all 0.5s cubic-bezier(0.23, 1, 0.32, 1);
    }

    /* Hover Glow Effect */
    .tf-bento-box::before {
        content: '';
        position: absolute;
        top: 0; left: 0; width: 100%; height: 100%;
        background: radial-gradient(circle at top right, rgba(245, 130, 32, 0.15), transparent 70%);
        opacity: 0;
        transition: 0.5s;
    }

    .tf-bento-box:hover {
        background: rgba(255, 255, 255, 0.04);
        border-color: rgba(245, 130, 32, 0.5);
        transform: translateY(-10px) scale(1.02);
        box-shadow: 0 30px 60px -15px rgba(0, 0, 0, 0.5);
    }

    .tf-bento-box:hover::before { opacity: 1; }

    /* Grid Layout */
    .box-what { grid-column: span 8; }
    .box-early { grid-column: span 4; background: linear-gradient(145deg, rgba(245, 130, 32, 0.05) 0%, rgba(5, 7, 10, 1) 100%); }
    .box-why { grid-column: span 6; }
    .box-who { grid-column: span 6; }

    .tf-bento-box h2 {
        font-family: "Saira", sans-serif;;
        font-size: 2rem;
        margin-bottom: 25px;
        display: flex;
        align-items: center;
        gap: 15px;
        font-weight: 700;
    }

    .tf-bento-box h2 span { color: #f58220; }

    /* Modern List Styling */
    .tf-list {
        list-style: none;
        padding: 0;
        margin: 0;
    }

    .tf-list li {
        margin-bottom: 16px;
        display: flex;
        align-items: center;
        gap: 12px;
        color: #e2e8f0;
        font-size: 1.05rem;
        font-weight: 500;
        transition: 0.3s;
    }

    .tf-list li svg {
        color: #4caf50;
        flex-shrink: 0;
        transition: 0.3s;
    }

    .tf-list li:hover {
        color: #ffffff;
        transform: translateX(8px);
    }

    .tf-list li:hover svg {
        transform: scale(1.2);
        filter: drop-shadow(0 0 5px #4caf50);
    }

    /* --- COMMITMENT STRIP --- */
    .tf-commitment {
        background: rgba(255, 255, 255, 0.02);
        padding: 30px 30px;
        border-radius: 50px;
        text-align: center;
        border: 1px dashed rgba(255, 255, 255, 0.1);
        margin-bottom: 80px;
        backdrop-filter: blur(10px);
    }

    .tf-commitment h2 {
        font-family: "Saira", sans-serif;;
        font-size: 2.5rem;
        margin-bottom: 20px;
        background: linear-gradient(90deg, #fff, #f58220);
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
    }

    /* --- CTA FOOTER --- */
    .tf-cta-footer {
        background: linear-gradient(135deg, #f58220 0%, #ff9d4d 100%);
        border-radius: 50px;
        padding: 30px 40px;
        text-align: center;
        color: #05070a;
        position: relative;
        overflow: hidden;
    }

    .tf-cta-footer::after {
        content: '';
        position: absolute;
        width: 300px; height: 300px;
        background: rgba(255,255,255,0.2);
        filter: blur(100px);
        top: -100px; right: -100px;
        border-radius: 50%;
    }

    .tf-cta-footer h2 {
        font-family: "Saira", sans-serif;;
        font-size: 3.2rem;
        margin-bottom: 15px;
        font-weight: 900;
        letter-spacing: -1px;
    }

    .tf-cta-footer p {
        font-size: 1.3rem;
        font-weight: 700;
        margin-bottom: 45px;
        opacity: 0.9;
    }

    .tf-main-btn {
        background: #05070a;
        color: #ffffff;
        padding: 22px 60px;
        border-radius: 100px;
        text-decoration: none;
        font-weight: 800;
        text-transform: uppercase;
        letter-spacing: 2px;
        display: inline-block;
        transition: 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
        box-shadow: 0 20px 40px rgba(0,0,0,0.3);
        border: 2px solid transparent;
    }

    .tf-main-btn:hover {
        transform: scale(1.1) rotate(-1deg);
        background: #ffffff;
        color: #05070a;
        box-shadow: 0 25px 50px rgba(0,0,0,0.5);
    }

    /* Animations */
    @keyframes fadeInUp {
        from { opacity: 0; transform: translateY(30px); }
        to { opacity: 1; transform: translateY(0); }
    }

    /* Responsive */
    @media (max-width: 992px) {
        .box-what, .box-early, .box-why, .box-who { grid-column: span 12; }
        
        .tf-hero h1 { font-size: 3.5rem; }
    }

    @media (max-width: 600px) {
        .tf-hero h1 { font-size: 1.8rem; }
        .tf-health-wrapper{padding:10px 0px;}
        .tf-term-wrapper{padding:10px 0px;}
        .tf-bento-box h2{font-size: 20px;display:block;}
        .tf-bento-box { padding: 30px; }
        .tf-cta-footer h2 { font-size: 2.2rem; }
    }
    

 /* Global Section Styling - No :root as requested */
    .tf-health-wrapper {
        background-color: transparent;
        color: #f8fafc;
        font-family: "Saira", sans-serif;
        padding: 60px 20px;
        position: relative;
        overflow: hidden;
    }

    /* Background Animation: Pulsing EKG / Heartbeat Line */
    .tf-health-bg {
        position: absolute;
        top: 0; left: 0; width: 100%; height: 100%;
        opacity: 0.05;
        pointer-events: none;
        background-image: url("data:image/svg+xml,%3Csvg width='200' height='100' viewBox='0 0 200 100' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 50 L40 50 L50 20 L65 80 L75 50 L110 50 L120 40 L130 60 L140 50 L200 50' fill='none' stroke='%234caf50' stroke-width='2'/%3E%3C/svg%3E");
        background-repeat: repeat-x;
        background-position: center;
        animation: ekgMove 10s linear infinite;
    }

    @keyframes ekgMove {
        from { background-position-x: 0; }
        to { background-position-x: 1000px; }
    }

    .tf-container { max-width: 1150px; margin: 0 auto; position: relative; z-index: 2; }

    /* --- HERO --- */
    .tf-health-hero {
        text-align: center;
        margin-bottom: 80px;
    }

    .tf-h-badge {
        background: rgba(76, 175, 80, 0.1);
        color: #4caf50;
        padding: 8px 24px;
        border-radius: 100px;
        font-size: 0.75rem;
        font-weight: 800;
        letter-spacing: 3px;
        text-transform: uppercase;
        border: 1px solid rgba(76, 175, 80, 0.4);
        display: inline-block;
        margin-bottom: 25px;
    }

    .tf-health-hero h1 {
        font-family: "Saira", sans-serif;;
        font-size: clamp(2.5rem, 6vw, 4.5rem);
        line-height: 1.1;
        margin-bottom: 30px;
        background: linear-gradient(180deg, #ffffff 0%, #4caf50 100%);
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
        font-weight: 900;
    }

    .tf-health-hero p {
        font-size: 1.2rem;
        color: #94a3b8;
        max-width: 800px;
        margin: 0 auto;
        line-height: 1.8;
    }

    /* --- BENTO GRID --- */
    .tf-health-bento {
        display: grid;
        grid-template-columns: repeat(12, 1fr);
        grid-auto-rows: minmax(160px, auto);
        gap: 20px;
        margin-bottom: 60px;
    }

    .tf-h-box {
        background: rgba(255, 255, 255, 0.02);
        border: 1px solid rgba(255, 255, 255, 0.08);
        border-radius: 35px;
        padding: 40px;
        transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
        position: relative;
        overflow: hidden;
    }

    .tf-h-box:hover {
        transform: translateY(-10px);
        background: rgba(255, 255, 255, 0.04);
        border-color: #4caf50;
        box-shadow: 0 20px 40px rgba(0,0,0,0.4);
    }

    /* Grid Mapping */
    .h-box-desc { grid-column: span 7; }
    .h-box-imp { grid-column: span 5; }
    .h-box-benefits { grid-column: span 12; }

    .tf-h-box h2 {
        font-family: "Saira", sans-serif;;
        font-size: 1.8rem;
        margin-bottom: 20px;
        color: #4caf50;
    }

    .tf-h-box p { color: #cbd5e1; line-height: 1.7; font-size: 1.05rem; }

    /* Benefit Grid Inside Bento */
    .tf-benefit-subgrid {
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
        gap: 20px;
        margin-top: 20px;
    }

    .tf-benefit-item {
        background: rgba(255,255,255,0.03);
        padding: 25px;
        border-radius: 24px;
        border: 1px solid rgba(255,255,255,0.05);
        transition: 0.3s;
    }

    .tf-benefit-item:hover {
        background: rgba(76, 175, 80, 0.1);
        border-color: rgba(76, 175, 80, 0.3);
    }

    .tf-benefit-item h4 {
        margin: 0 0 10px 0;
        color: #fff;
        font-size: 1.1rem;
        display: flex;
        align-items: center;
        gap: 10px;
    }

    .tf-benefit-item p { font-size: 0.9rem; margin: 0; color: #94a3b8; }

    /* List Style */
    .tf-h-list { list-style: none; padding: 0; margin: 0; }
    .tf-h-list li {
        margin-bottom: 12px;
        padding-left: 28px;
        position: relative;
        color: #e2e8f0;
    }
    .tf-h-list li::before {
        content: "✦";
        position: absolute;
        left: 0;
        color: #4caf50;
    }

    /* --- CTA --- */
    .tf-h-cta {
        background: linear-gradient(135deg, #10b981 0%, #059669 100%);
        padding: 30px 30px;
        border-radius: 45px;
        text-align: center;
        color: #fff;
        box-shadow: 0 20px 50px rgba(16, 185, 129, 0.2);
    }

    .tf-h-cta h2 { font-family: "Saira", sans-serif;; font-size: 2.5rem; margin-bottom: 15px; }

    .tf-h-btn {
        background: #000;
        color: #fff;
        padding: 18px 45px;
        border-radius: 100px;
        text-decoration: none;
        font-weight: 800;
        text-transform: uppercase;
        letter-spacing: 2px;
        display: inline-block;
        margin-top: 25px;
        transition: 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    }

    .tf-h-btn:hover { transform: scale(1.1); box-shadow: 0 10px 30px rgba(0,0,0,0.5); }

    /* Responsive */
    @media (max-width: 992px) {
        .h-box-desc, .h-box-imp { grid-column: span 12; }
        .tf-premium-section{    padding: 60px 0;}
    }
    
    
/* Premium Base Styling */
    .tf-premium-section {
        background-color: transparent;
        color: #ffffff;
        font-family: "Saira", sans-serif;
        padding: 120px 20px;
        position: relative;
        overflow: hidden;
    }

    /* Background Ambient Glows */
    .tf-premium-section::before,
.tf-premium-section::after {
    content: '';
    position: absolute;
    z-index: 0;
    filter: blur(40px);
    opacity: 0.6;
    animation: blob-float 15s infinite alternate;
}

/* Top Left Blob */
.tf-premium-section::before {
    top: -10%; 
    left: -10%;
    width: 500px; 
    height: 500px;
    background: radial-gradient(circle, rgba(76, 175, 80, 0.15) 0%, transparent 70%);
    border-radius: 40% 60% 70% 30% / 40% 50% 60% 50%;
}

/* Bottom Right Blob */
.tf-premium-section::after {
    bottom: -10%; 
    right: -10%;
    width: 600px; 
    height: 600px;
    background: radial-gradient(circle, rgba(76, 175, 80, 0.1) 0%, transparent 70%);
    border-radius: 60% 40% 30% 70% / 60% 30% 70% 40%;
    animation-delay: -5s;
}

/* Organic Morphing Animation */
@keyframes blob-float {
    0% {
        transform: translate(0, 0) rotate(0deg) scale(1);
        border-radius: 40% 60% 70% 30% / 40% 50% 60% 50%;
    }
    33% {
        transform: translate(50px, 30px) rotate(10deg) scale(1.1);
        border-radius: 60% 40% 50% 50% / 30% 60% 40% 70%;
    }
    66% {
        transform: translate(-20px, 60px) rotate(-15deg) scale(0.9);
        border-radius: 30% 70% 60% 40% / 50% 30% 70% 50%;
    }
    100% {
        transform: translate(0, 0) rotate(0deg) scale(1);
        border-radius: 40% 60% 70% 30% / 40% 50% 60% 50%;
    }
}

    .tf-container { 
        max-width: 1200px; 
        margin: 0 auto; 
        position: relative; 
        z-index: 1; 
    }

    /* --- TITLES --- */
    .tf-main-label {
        display: inline-block;
        padding: 8px 20px;
        background: rgba(76, 175, 80, 0.1);
        border: 1px solid rgba(76, 175, 80, 0.2);
        border-radius: 100px;
        color: #4caf50;
        font-size: 0.75rem;
        font-weight: 800;
        letter-spacing: 2px;
        text-transform: uppercase;
        margin-bottom: 20px;
    }

    .tf-title-h2 {
        font-family: "Saira", sans-serif;;
        font-size: clamp(2.2rem, 5vw, 3.5rem);
        font-weight: 900;
        line-height: 1.1;
        margin-bottom: 60px;
        letter-spacing: -1px;
    }

    /* --- BENTO GRID --- */
    .tf-bento-grid {
        display: grid;
        grid-template-columns: repeat(12, 1fr);
        grid-auto-rows: minmax(200px, auto);
        gap: 20px;
        margin-bottom: 120px;
    }

    .tf-bento-card {
        background: linear-gradient(145deg, rgba(255, 255, 255, 0.03) 0%, rgba(255, 255, 255, 0.01) 100%);
        border: 1px solid rgba(255, 255, 255, 0.07);
        border-radius: 32px;
        padding: 35px;
        transition: 0.5s cubic-bezier(0.2, 1, 0.2, 1);
        display: flex;
        flex-direction: column;
        justify-content: center;
    }

    .tf-bento-card:hover {
        border-color: rgba(76, 175, 80, 0.5);
        background: rgba(255, 255, 255, 0.05);
        transform: translateY(-8px);
    }

    /* Card Layout Mapping */
    .card-indiv { grid-column: span 5; }
    .card-family { grid-column: span 7; background: linear-gradient(135deg, rgba(76, 175, 80, 0.05) 0%, transparent 100%); }
    .card-crit { grid-column: span 7; }
    .card-senior { grid-column: span 5; }
    .card-group { grid-column: span 12; flex-direction: row; align-items: center; gap: 30px; }

    .tf-bento-card h3 {
        font-family: "Saira", sans-serif;;
        font-size: 1.6rem;
        margin-bottom: 12px;
        font-weight: 700;
        color: #fff;
    }

    .tf-bento-card p {
        color: #94a3b8;
        line-height: 1.5;
        font-size: 1rem;
        margin: 0;
    }

    .tf-card-icon {
        width: 50px;
        height: 50px;
        background: rgba(76, 175, 80, 0.15);
        border-radius: 14px;
        display: flex;
        align-items: center;
        justify-content: center;
        margin-bottom: 20px;
        color: #4caf50;
    }

    /* --- PILL CLOUD --- */
    .tf-persona-wrap {
        background: rgba(255, 255, 255, 0.02);
        border: 1px solid rgba(255, 255, 255, 0.05);
        border-radius: 40px;
        padding: 60px 20px;
        text-align: center;
        margin-bottom: 120px;
    }

    .tf-pill-box {
        display: flex;
        flex-wrap: wrap;
        gap: 12px;
        justify-content: center;
        margin-top: 30px;
    }

    .tf-modern-pill {
        background: #000;
        border: 1px solid rgba(255,255,255,0.1);
        padding: 14px 28px;
        border-radius: 100px;
        font-weight: 600;
        font-size: 0.95rem;
        color: #e2e8f0;
        display: flex;
        align-items: center;
        gap: 10px;
        transition: 0.3s;
    }

    .tf-modern-pill:hover {
        background: #4caf50;
        color: #000;
        border-color: transparent;
        transform: scale(1.05);
    }

    /* --- TRUST DASHBOARD --- */
    .tf-trust-dashboard {
        display: flex;
        gap: 60px;
        align-items: center;
        padding: 80px 60px;
        background: linear-gradient(180deg, rgba(255,255,255,0.03) 0%, transparent 100%);
        border-radius: 50px;
        border: 1px solid rgba(255,255,255,0.05);
    }

    .tf-trust-info { flex: 1.2; }
    .tf-trust-list { flex: 1; display: flex; flex-direction: column; gap: 15px; }

    .tf-check-card {
        background: rgba(255, 255, 255, 0.02);
        padding: 20px 25px;
        border-radius: 18px;
        border: 1px solid rgba(255,255,255,0.05);
        display: flex;
        align-items: center;
        gap: 15px;
        font-weight: 600;
        transition: 0.3s;
    }

    .tf-check-card:hover {
        background: rgba(76, 175, 80, 0.05);
        border-color: rgba(76, 175, 80, 0.3);
    }

    .tf-check-card svg { color: #4caf50; flex-shrink: 0; }

    /* --- CTA CALLOUT --- */
    .tf-cta-giant {
        text-align: center;
        padding: 100px 20px;
    }

    .tf-btn-glow {
        background: #4caf50;
        color: #000;
        padding: 22px 60px;
        border-radius: 100px;
        font-size: 1.1rem;
        font-weight: 800;
        text-transform: uppercase;
        letter-spacing: 2px;
        text-decoration: none;
        display: inline-block;
        transition: 0.4s;
        box-shadow: 0 20px 40px rgba(76, 175, 80, 0.2);
    }

    .tf-btn-glow:hover {
        transform: scale(1.05);
        background: #fff;
    }

    @media (max-width: 992px) {
        .card-indiv, .card-family, .card-crit, .card-senior, .card-group { grid-column: span 12; }
        .tf-bento-card { text-align: center; align-items: center; }
        .tf-trust-dashboard { flex-direction: column; padding: 40px 20px; }
        .card-group { flex-direction: column; }
    }
    
    
 .tf-motor-wrapper {
            background-color: #0a0e14; /* --ink */
            color: #ffedd5;           /* --gold-pale */
            font-family: 'Plus Jakarta Sans', sans-serif;
            padding: 100px 0;
            position: relative;
            overflow: hidden;
        }

        /* ── DYNAMIC BACKGROUND ── */
        .tf-background-blob {
            position: absolute;
            z-index: 0;
            filter: blur(80px);
            opacity: 0.4;
            animation: tf-blob-morph 15s infinite alternate ease-in-out;
        }

        .blob-1 {
            top: -10%; left: -5%;
            width: 600px; height: 600px;
            background: radial-gradient(circle, rgba(245, 130, 32, 0.15) 0%, transparent 70%);
        }

        .blob-2 {
            bottom: -10%; right: -5%;
            width: 500px; height: 500px;
            background: radial-gradient(circle, rgba(239, 68, 68, 0.1) 0%, transparent 70%);
            animation-delay: -5s;
        }

        .tf-container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 25px;
            position: relative;
            z-index: 1;
        }

        /* ── TYPOGRAPHY & HEADERS ── */
        .tf-section-badge {
            display: inline-flex;
            align-items: center;
            gap: 10px;
            padding: 8px 16px;
            background: #141b24; /* --ink-2 */
            border: 1px solid #2c3641; /* --ink-4 */
            border-radius: 100px;
            color: #f58220; /* --gold-vivid */
            font-size: 12px;
            font-weight: 800;
            letter-spacing: 2px;
            text-transform: uppercase;
            margin-bottom: 30px;
        }

        .tf-section-badge::before {
            content: '';
            width: 6px; height: 6px;
            background: #ef4444; /* --motor-accent */
            border-radius: 50%;
            box-shadow: 0 0 10px #ef4444;
        }

        .tf-main-heading {
            font-family: 'Outfit', sans-serif;
            font-size: clamp(2.8rem, 7vw, 4.5rem);
            font-weight: 900;
            line-height: 1;
            margin-bottom: 30px;
            letter-spacing: -3px;
            color: #ffffff;
        }

        .tf-text-gradient {
            background: linear-gradient(to right, #f58220, #fb923c);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
        }

        .tf-lead-text {
            font-size: 1.2rem;
            line-height: 1.8;
            color: #ffedd5;
            opacity: 0.7;
            max-width: 750px;
            margin-bottom: 80px;
        }

        /* ── PRODUCT BENTO GRID ── */
        .tf-bento-grid {
            display: grid;
            grid-template-columns: repeat(12, 1fr);
            gap: 24px;
            margin-bottom: 120px;
        }

        .tf-bento-card {
            background: #141b24; /* --ink-2 */
            border: 1px solid #1e262f; /* --ink-3 */
            border-radius: 32px;
            padding: 40px;
            transition: 0.4s cubic-bezier(0.2, 1, 0.2, 1);
            display: flex;
            flex-direction: column;
        }

        .tf-bento-card:hover {
            border-color: #2c3641;
            transform: translateY(-10px);
            background: #1e262f;
        }

        .card-sm { grid-column: span 4; }
        .card-lg { 
            grid-column: span 8; 
            background: linear-gradient(135deg, #141b24 0%, rgba(245, 130, 32, 0.03) 100%);
            border-color: rgba(245, 130, 32, 0.2);
        }

        .tf-card-icon {
            width: 54px; height: 54px;
            background: #0a0e14;
            border-radius: 16px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 25px;
            border: 1px solid #2c3641;
            color: #f58220;
        }

        .tf-card-title {
            font-family: 'Outfit', sans-serif;
            font-size: 1.8rem;
            color: #ffffff;
            margin-bottom: 15px;
        }

        .tf-card-desc {
            color: #ffedd5;
            opacity: 0.6;
            line-height: 1.6;
            font-size: 1.05rem;
        }

        /* ── PROTECTION LIST (Inside LG Card) ── */
        .tf-feature-list {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 15px;
            margin-top: 30px;
            list-style: none;
        }

        .tf-feature-item {
            display: flex;
            align-items: center;
            gap: 12px;
            font-weight: 600;
            font-size: 0.95rem;
            color: #fb923c;
        }

        .tf-feature-item svg { color: #ef4444; }

        /* ── IMPORTANCE PANEL ── */
        .tf-importance-panel {
            background: #141b24;
            border-radius: 48px;
            padding: 40px;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 80px;
            align-items: center;
            border: 1px solid #1e262f;
        }

        .tf-imp-title {
            font-family: 'Outfit', sans-serif;
            font-size: 3.2rem;
            line-height: 1.1;
            color: #ffffff;
            margin: 20px 0;
        }

        .tf-pill-cloud {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 16px;
        }

        .tf-pill {
            background: #0a0e14;
            border: 1px solid #2c3641;
            padding: 20px;
            border-radius: 20px;
            display: flex;
            align-items: center;
            gap: 15px;
            font-weight: 700;
            transition: 0.3s;
        }

        .tf-pill:hover {
            border-color: #f58220;
            transform: scale(1.02);
        }

        .tf-pill-dot {
            width: 10px; height: 10px;
            background: #ef4444;
            border-radius: 2px;
            transform: rotate(45deg);
        }

        /* ── CTA SECTION ── */
        .tf-cta-box {
            text-align: center;
            margin-top: 150px;
        }

        .tf-btn-primary {
            display: inline-block;
            background: #f58220;
            color: #0a0e14;
            padding: 25px 60px;
            border-radius: 100px;
            font-weight: 800;
            text-decoration: none;
            text-transform: uppercase;
            letter-spacing: 2px;
            font-size: 1.1rem;
            transition: 0.4s;
            box-shadow: 0 20px 40px rgba(245, 130, 32, 0.3);
        }

        .tf-btn-primary:hover {
            transform: translateY(-8px);
            background: #ffffff;
            box-shadow: 0 20px 50px rgba(255, 255, 255, 0.1);
        }

        .tf-footer-tag {
            margin-top: 50px;
            color: #f58220;
            font-weight: 800;
            letter-spacing: 5px;
            font-size: 0.8rem;
            text-transform: uppercase;
            opacity: 0.6;
        }

        /* ── ANIMATIONS ── */
        @keyframes tf-blob-morph {
            0% { border-radius: 40% 60% 70% 30% / 40% 50% 60% 50%; transform: translate(0,0) scale(1); }
            100% { border-radius: 60% 40% 30% 70% / 60% 30% 70% 40%; transform: translate(30px, 50px) scale(1.1); }
        }

        /* ── RESPONSIVE ── */
        @media (max-width: 992px) {
            .tf-imp-title{font-size:30px;}
            .tf-importance-panel{padding:10px !important;}
            .tf-bento-grid { display: flex; flex-direction: column; }
            .tf-importance-panel { grid-template-columns: 1fr; padding: 40px; gap: 40px; text-align: center; }
            .tf-pill-cloud { grid-template-columns: 1fr; }
            .tf-main-heading { font-size: 3rem; }
            .tf-importance-panel .tf-section-badge { margin: 0 auto; }
            .tf-benefits-wrapper{padding:60px 0px;}
        }
        
        /* ── Base Section ── */
        .tf-benefits-wrapper {
            background-color: #0a0e14; /* --ink */
            color: #ffedd5;           /* --gold-pale */
            font-family: 'Plus Jakarta Sans', sans-serif;
            padding: 100px 20px;
            position: relative;
            overflow: hidden;
        }

        .tf-container {
            max-width: 1200px;
            margin: 0 auto;
            position: relative;
            z-index: 2;
        }

        /* ── Header ── */
        .tf-header {
            text-align: center;
            margin-bottom: 70px;
        }

        .tf-badge {
            display: inline-block;
            padding: 8px 20px;
            background: rgba(245, 130, 32, 0.07);
            border: 1px solid rgba(245, 130, 32, 0.2);
            border-radius: 100px;
            color: #f58220;
            font-size: 12px;
            font-weight: 800;
            letter-spacing: 2px;
            text-transform: uppercase;
            margin-bottom: 20px;
        }

        .tf-title {
            font-family: 'Outfit', sans-serif;
            font-size: clamp(2.5rem, 5vw, 3.5rem);
            font-weight: 900;
            color: #ffffff;
            line-height: 1.1;
        }

        /* ── Benefits Grid ── */
        .tf-benefits-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 20px;
            margin-bottom: 100px;
        }

        .tf-benefit-card {
            background: #141b24; /* --ink-2 */
            border: 1px solid #1e262f; /* --ink-3 */
            padding: 35px;
            border-radius: 30px;
            transition: 0.4s cubic-bezier(0.2, 1, 0.2, 1);
        }

        .tf-benefit-card:hover {
            border-color: #ef4444; /* --motor-accent */
            transform: translateY(-10px);
            background: #1e262f;
        }

        .tf-card-icon {
            color: #ef4444;
            margin-bottom: 20px;
            display: block;
            padding:10px;
        }

        .tf-benefit-card h3 {
            font-family: 'Outfit', sans-serif;
            font-size: 1.4rem;
            margin-bottom: 12px;
            color: #fb923c; /* --gold-mid */
        }

        .tf-benefit-card p {
            font-size: 0.95rem;
            line-height: 1.6;
            opacity: 0.7;
        }

        /* ── Add-On Section ── */
        .tf-addons-panel {
            background: linear-gradient(135deg, #141b24 0%, #0a0e14 100%);
            border: 1px solid #2c3641;
            border-radius: 40px;
            padding: 50px;
            display: flex;
            align-items: center;
            gap: 50px;
            margin-bottom: 120px;
        }

        .tf-addon-info { flex: 1; }
        .tf-addon-list { 
            flex: 1.5; 
            display: grid; 
            grid-template-columns: repeat(2, 1fr); 
            gap: 15px;
        }

        .tf-addon-tag {
            background: #0a0e14;
            border: 1px solid #1e262f;
            padding: 15px 25px;
            border-radius: 15px;
            font-weight: 700;
            display: flex;
            align-items: center;
            gap: 12px;
            color: #ffffff;
            font-size: 0.9rem;
        }

        .tf-addon-tag::before {
            content: '+';
            color: #f58220;
            font-size: 1.2rem;
        }

        /* ── Split Section (Who & Why) ── */
        .tf-split-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 40px;
        }

        .tf-split-card {
            background: #141b24;
            border-radius: 40px;
            padding: 50px;
            border: 1px solid #1e262f;
        }

        .tf-split-card h2 {
            font-family: 'Outfit', sans-serif;
            font-size: 2.2rem;
            margin-bottom: 30px;
            color: #ffffff;
        }

        .tf-check-list {
            list-style: none;
            padding: 0;
        }

        .tf-check-item {
            display: flex;
            align-items: center;
            gap: 15px;
            margin-bottom: 18px;
            font-weight: 600;
            color: #ffedd5;
            opacity: 0.9;
        }

        .tf-check-icon {
            width: 22px; height: 22px;
            background: rgba(245, 130, 32, 0.15);
            color: #f58220;
            border-radius: 6px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 12px;
            flex-shrink: 0;
        }

        /* ── Final Footer ── */
        .tf-final-call {
            text-align: center;
            margin-top: 120px;
            padding: 80px 40px;
            background: radial-gradient(circle at center, rgba(245, 130, 32, 0.05) 0%, transparent 70%);
            border-radius: 100px;
        }

        .tf-cta-btn {
            background: #f58220;
            color: #0a0e14;
            padding: 22px 60px;
            border-radius: 100px;
            font-weight: 800;
            text-transform: uppercase;
            letter-spacing: 2px;
            text-decoration: none;
            display: inline-block;
            transition: 0.4s;
            box-shadow: 0 20px 40px rgba(245, 130, 32, 0.2);
        }

        .tf-cta-btn:hover {
            transform: scale(1.05);
            background: #ffffff;
        }

        @media (max-width: 992px) {
            .tf-benefits-grid { grid-template-columns: repeat(2, 1fr); }
            .tf-addons-panel, .tf-split-grid { grid-template-columns: 1fr; flex-direction: column; padding:20px;}
            .tf-addon-list { grid-template-columns: 1fr; }
            .tf-benefits-grid { grid-template-columns: 1fr; }
            .tf-split-card{padding:20px;}
            .tf-final-call{padding:40px 20px;}
            .tf-container{padding:0px;}
            .tf-benefits-wrapper{    padding: 40px 10px;}
        }
        
        
  /* ── DYNAMIC BACKGROUND ANIMATION ── */
        .trf-pms-section {
            background-color: #0a0e14;
            color: #ffffff;
            font-family: 'Plus Jakarta Sans', sans-serif;
            padding: 100px 20px;
            position: relative;
            overflow: hidden;
        }

        .trf-pms-bg-glow {
            position: absolute;
            top: 0; left: 0; width: 100%; height: 100%;
            background: radial-gradient(circle at 20% 30%, rgba(245, 130, 32, 0.05) 0%, transparent 40%),
                        radial-gradient(circle at 80% 70%, rgba(239, 68, 68, 0.05) 0%, transparent 40%);
            z-index: 1;
            animation: trf-pulse 15s ease-in-out infinite alternate;
        }

        @keyframes trf-pulse {
            0% { opacity: 0.5; transform: scale(1); }
            100% { opacity: 1; transform: scale(1.2); }
        }

        .trf-pms-container {
            max-width: 1200px;
            margin: 0 auto;
            position: relative;
            z-index: 5;
        }

        /* ── INTRO HEADER ── */
        .trf-pms-intro {
            text-align: center;
            max-width: 800px;
            margin: 0 auto 80px;
        }

        .trf-pms-label {
            display: inline-block;
            padding: 6px 18px;
            background: rgba(245, 130, 32, 0.1);
            border: 1px solid rgba(245, 130, 32, 0.3);
            border-radius: 50px;
            color: #f58220;
            font-size: 11px;
            font-weight: 800;
            text-transform: uppercase;
            letter-spacing: 3px;
            margin-bottom: 25px;
        }

        .trf-pms-main-title {
            font-family: 'Outfit', sans-serif;
            font-size: clamp(2.5rem, 5vw, 4rem);
            line-height: 1.1;
            margin-bottom: 25px;
        }

        .trf-pms-main-title span {
            color: #f58220;
        }

        .trf-pms-desc {
            font-size: 1.1rem;
            line-height: 1.8;
            opacity: 0.7;
        }

        /* ── EXECUTIVE GRID ── */
        .trf-pms-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 30px;
        }

        .trf-pms-card {
            background: rgba(20, 27, 36, 0.6);
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255, 255, 255, 0.05);
            padding: 50px;
            border-radius: 40px;
            transition: 0.5s cubic-bezier(0.2, 1, 0.2, 1);
        }

        .trf-pms-card:hover {
            background: rgba(20, 27, 36, 0.9);
            border-color: rgba(245, 130, 32, 0.4);
            transform: translateY(-10px);
        }

        .trf-pms-card h2 {
            font-family: 'Outfit', sans-serif;
            font-size: 2.2rem;
            margin-bottom: 20px;
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .trf-pms-card h2::before {
            content: '';
            width: 40px;
            height: 2px;
            background: #f58220;
        }

        .trf-pms-card h4 {
            color: #f58220;
            text-transform: uppercase;
            letter-spacing: 2px;
            font-size: 0.85rem;
            margin-bottom: 15px;
        }

        .trf-pms-card-text {
            font-size: 1rem;
            opacity: 0.6;
            margin-bottom: 40px;
            line-height: 1.6;
        }

        /* ── BENEFITS LIST ── */
        .trf-benefit-item {
            margin-bottom: 25px;
            display: flex;
            gap: 20px;
        }

        .trf-benefit-icon {
            flex-shrink: 0;
            width: 24px;
            height: 24px;
            background: rgba(239, 68, 68, 0.1);
            color: #ef4444;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 12px;
            margin-top: 4px;
        }

        .trf-benefit-content h5 {
            font-size: 1.05rem;
            margin: 0 0 5px 0;
            color: #ffffff;
        }

        .trf-benefit-content p {
            font-size: 0.9rem;
            opacity: 0.6;
            margin: 0;
            line-height: 1.5;
        }

        /* ── TAGS ── */
        .trf-tags-container {
            display: flex;
            flex-wrap: wrap;
            gap: 10px;
            margin-top: 30px;
        }

        .trf-tag {
            background: #0a0e14;
            border: 1px solid #1e262f;
            padding: 8px 16px;
            border-radius: 10px;
            font-size: 0.85rem;
            font-weight: 600;
            color: #ffedd5;
        }

        @media (max-width: 992px) {
            .trf-pms-grid { grid-template-columns: 1fr; }
            .trf-pms-card { padding: 30px; }
        }        
        
        

/* ── TRF ADVANCED SECTION ── */
    .trf-adv-wrapper {
        background: #0a0e14;
        color: #ffffff;
        font-family: 'Plus Jakarta Sans', sans-serif;
        padding: 0px 20px 30px;
    }

    .trf-adv-container {
        max-width: 1100px;
        margin: 0 auto;
    }

    /* ── AIF CATEGORY GRID ── */
    .trf-adv-category-header {
        text-align: center;
        margin-bottom: 50px;
    }

    .trf-adv-category-grid {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 25px;
        margin-bottom: 100px;
    }

    .trf-adv-cat-card {
        background: #141b24;
        border: 1px solid #1e262f;
        padding: 35px;
        border-radius: 30px;
        position: relative;
        transition: 0.3s ease;
    }

    .trf-adv-cat-card:hover {
        border-color: #f58220;
        background: #18212b;
    }

    .trf-adv-cat-num {
        font-family: 'Outfit', sans-serif;
        font-size: 0.8rem;
        color: #f58220;
        font-weight: 900;
        letter-spacing: 2px;
        text-transform: uppercase;
        margin-bottom: 15px;
        display: block;
    }

    .trf-adv-cat-card h3 {
        font-family: 'Outfit', sans-serif;
        font-size: 1.5rem;
        margin-bottom: 15px;
    }

    .trf-adv-cat-card p {
        font-size: 0.95rem;
        opacity: 0.6;
        line-height: 1.6;
    }

    /* ── DUAL COLUMN LAYOUT (WHO & WHY) ── */
    .trf-adv-dual-row {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 60px;
        background: rgba(255, 255, 255, 0.02);
        padding: 60px;
        border-radius: 40px;
        border: 1px solid rgba(255, 255, 255, 0.05);
    }

    .trf-adv-title {
        font-family: 'Outfit', sans-serif;
        font-size: 2rem;
        margin-bottom: 30px;
        color: #ffffff;
    }

    .trf-adv-list {
        list-style: none;
        padding: 0;
    }

    .trf-adv-list-item {
        display: flex;
        align-items: center;
        gap: 15px;
        margin-bottom: 18px;
        font-size: 1rem;
        font-weight: 500;
    }

    .trf-adv-list-item i {
        width: 8px;
        height: 8px;
        background: #f58220;
        border-radius: 2px;
        flex-shrink: 0;
    }

    /* ── FINAL CTA ── */
    .trf-adv-cta {
        margin-top: 100px;
        text-align: center;
        background: linear-gradient(90deg, #f58220, #ef4444);
        padding: 60px 40px;
        border-radius: 40px;
    }

    .trf-adv-cta h2 {
        font-family: 'Outfit', sans-serif;
        font-size: 2.5rem;
        margin-bottom: 20px;
    }

    .trf-adv-cta p {
        font-size: 1.2rem;
        opacity: 0.9;
        max-width: 700px;
        margin: 0 auto 30px;
    }

    .trf-adv-cta h4 {
        font-family: 'Outfit', sans-serif;
        letter-spacing: 4px;
        text-transform: uppercase;
        font-size: 0.9rem;
        font-weight: 900;
    }

    @media (max-width: 992px) {
        .trf-adv-category-grid, .trf-adv-dual-row { grid-template-columns: 1fr; }
        .trf-adv-dual-row { padding: 30px; }
        .trf-adv-cta h2 { font-size: 1.8rem; }
        .trf-adv-cta{padding:10px;}
        .tf-bento-card{padding:20px 15px;}
    }
    
    
    
    /* ── TARA FUND PMS/AIF SELECTION SECTION ── */
    .trf-pms-why-wrapper {
        background-color: #0a0e14;
        font-family: 'Plus Jakarta Sans', sans-serif;
        padding: 100px 20px;
        color: #ffffff;
    }

    .trf-pms-why-container {
        max-width: 1200px;
        margin: 0 auto;
    }

    /* ── MAIN GRID ── */
    .trf-pms-why-grid {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 40px;
        margin-bottom: 80px;
    }

    .trf-pms-why-card {
        background: #141b24;
        border: 1px solid #1e262f;
        border-radius: 40px;
        padding: 50px;
        position: relative;
        overflow: hidden;
        transition: 0.4s ease;
    }

    .trf-pms-why-card:hover {
        border-color: rgba(245, 130, 32, 0.4);
        transform: translateY(-5px);
    }

    /* ── TYPOGRAPHY ── */
    .trf-pms-why-card h2 {
        font-family: "Saira", sans-serif;
        font-size: 2.2rem;
        margin-bottom: 35px;
        color: #ffffff;
        display: flex;
        align-items: center;
        gap: 15px;
    }

    .trf-pms-why-card h2::before {
        content: '';
        width: 10px;
        height: 10px;
        background: #ef4444; /* Motor Red */
        border-radius: 2px;
        transform: rotate(45deg);
    }

    .trf-pms-why-list {
        list-style: none;
        padding: 0;
        margin: 0;
    }

    .trf-pms-why-item {
        display: flex;
        align-items: flex-start;
        gap: 15px;
        margin-bottom: 20px;
        font-size: 1.05rem;
        font-weight: 500;
        color: #ffedd5;
        opacity: 0.9;
    }

    .trf-pms-why-item svg {
        flex-shrink: 0;
        color: #f58220; /* Gold */
        margin-top: 4px;
    }

    /* ── FOOTER CALLOUT ── */
    .trf-pms-footer {
        background: linear-gradient(135deg, #141b24 0%, #0a0e14 100%);
        border: 1px solid #2c3641;
        border-radius: 50px;
        padding: 70px 40px;
        text-align: center;
        position: relative;
    }

    .trf-pms-footer h2 {
        font-family: "Saira", sans-serif;
        font-size: 2.8rem;
        margin-bottom: 20px;
        background: linear-gradient(to right, #ffffff, #fb923c);
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
    }

    .trf-pms-footer p {
        font-size: 1.2rem;
        color: #ffedd5;
        opacity: 0.7;
        max-width: 800px;
        margin: 0 auto 40px;
        line-height: 1.7;
    }

    .trf-pms-tagline {
        font-family: "Saira", sans-serif;
        font-weight: 900;
        text-transform: uppercase;
        letter-spacing: 5px;
        color: #f58220;
        font-size: 0.9rem;
        margin-top: 20px;
    }

    /* ── RESPONSIVE ── */
    @media (max-width: 992px) {
        .trf-pms-why-grid { grid-template-columns: 1fr; }
        .trf-pms-why-card { padding: 35px; }
        .trf-pms-footer h2 { font-size: 2rem; }
    }